HDFC Bank FD Rate Calculator
Calculate Maturity or Monthly Payouts
General Public
Senior Citizen
Min: ₹5,000 | Max: ₹2.99 Cr
Years
Months
Days
Maturity Value:
₹0
₹0
₹0
HDFC Bank FD Rates (Less than ₹3 Cr)
Applicable from June 25, 2025
| Tenure Bucket | General Rates | Senior Citizen |
|---|---|---|
| 7 - 29 Days | 2.75% | 3.25% |
| 30 - 45 Days | 3.25% | 3.75% |
| 46 Days - 6 Months | 4.25% | 4.75% |
| 6 Months 1 Day - 9 Months | 5.50% | 6.00% |
| 9 Months 1 Day - < 1 Year | 5.75% | 6.25% |
| 1 Year - < 15 Months | 6.25% | 6.75% |
| 15 Months - < 18 Months | 6.35% | 6.85% |
| 18 Months - < 21 Months | 6.60% | 7.10% |
| 21 Months - 3 Years | 6.45% | 6.95% |
| 3 Years - 5 Years | 6.40% | 6.90% |
| 5 Years - 10 Years | 6.15% | 6.65% |
More About Fixed Deposit Calculator
How to use our Fixed Deposit Calculator?
Here are the steps to use HDFC Bank Fixed Deposit Rate Calculator:
- Visit the HDFC Bank inside FD Calculator page on Indiacalc.in
- Click on General Public or Senior Citizen.
- Enter the principal amount you wish to deposit. The minimum deposit permitted is ₹5,000.
- Enter the tenure of your deposit in months or days.
- The interest rate will be auto-populated.
- Choose the type of deposit payout – monthly payout, quarterly payout or reinvestment.
- Click ‘Calculate Returns’ to get the maturity amount and the interest you will earn.
*The amount mentioned in the calculator is an indicative figure. Please refer to the FD/ RD advice to get the exact maturity amount.
Terms and Conditions
- The rates are subject to change from time to time.
- As per the Terms & Conditions of Fixed Deposit Accounts of the bank, with effect from July 22nd, 2023, the interest rate applicable for premature withdrawal will be 1% lower (as applicable) than the rate on the date of deposit booked.
Frequently Asked Questions
How does the FD interest calculator work?
An FD interest calculator uses the formula:
Maturity Amount = P × (1 + r/n) ^ (n × t)
Where,
- P is principal
- r is the interest rate
- t is tenure (in years)
- n is the number of times interest is compounded per time period